Usage-Based Insurance (UBI) is a recent innovation by auto insurers that more closely aligns driving behaviors with premium rates for auto insurance. Mileage and driving behaviors are tracked using odometer readings or in-vehicle telecommunication devices (telematics) that are usually self-installed into a special vehicle port or already integrated in original equipment installed by car manufactures. The basic idea of telematics auto insurance is that a driver’s behavior is monitored directly while the person drives. Gosafe telematics devices measure a number of elements of interest to underwriters: miles driven; time of day; where the vehicle is driven (GPS); rapid acceleration; hard braking; hard cornering; and air bag deployment.
Identify Driving Habit
Gosafe device is equipped with 3D/6D accelerometer/Gyroscope to detect each and every event with driving behavior like rapid acceleration, hard braking, hard cornering, etc.
Crash and Rollover Notifications
With auto calibrated 3D accelerometer, Gosafe devices are able to send immediate notifications in case of crash and rollover.
Gosafe devices use best possible way to offer the accurate mileage data for the insurer so that they can bill the insured person based on mileage.